Page 21 - Jan Feb 20 Reporter

Winter Driving be aware of during a trip and how to avoid by winter weather
There are three basic rules to driving safely ordeals with hazardous winter conditions. • Describe how to recognize and take
and defensively: Be prepared, look ahead action against adverse conditions caused
and around and adjust your driving to any After completing this course, you will be able to: by winter weather
adverse conditions. These rules apply even • Explain the importance of preparing for • List methods of safely driving through
more to winter driving, where conditions winter early adverse conditions
are slippery and more hazardous than in • Create a checklist to prepare for winter • Explain precautions to take when driving
summer weather. This module will discuss weather through mountains
the ways to prepare for winter, what to • Explain how your equipment is affected

...Insurance Update continued from page 8
stress, above personal health, work and To be successful in all stages of life, is, everyone’s situation is different and
relationships. If left untreated, stress has individuals need to pursue different pursuing a tailored savings strategy is
the potential to escalate into more severe strategies outside of simply saving a lump necessary to be successful throughout all
mental health issues. sum for retirement. Individuals should talk major milestones in life. If organizations
to friends and family about their savings - rom em lo ers to financial institutions -
call or action strategies and how they are preparing for can work with Canadians to accomplish this,
Financial literacy is a vital subject for the demands of life. Much like the increased we’ll all be further along in our individual
Canadians today. It is about ensuring that awareness around mental health, people goals or financial well- eing
individuals have the necessary options and need to feel comfortable sharing their Kate MacDonald is the senior vice-
tools to make informed and optimized financial concerns wit ot ers in or er to president and Ontario region leader at
decisions to achieve the lifestyle they desire, eradicate one of the biggest remaining Morneau Shepell
while reducing the high level of stress and ta oos o mo ern societ financial
ressure associate wit financial lanning wellness.
In many cases, individuals have adequate Life, and the demands, timelines and
savings or assets; however, the uncertainty financial e ectations t at comes wit it
around knowing how much is enough can have changed. We’ve all been given the
be a cause for stress and concern. same advice over the years, but the reality

www.lbmao.on.ca LBMAO Reporter - January-February 2020 21